Home Ownership….It’s still an American Dream

Every so often I come across information from other sources that I feel is relevant to what is going on in the economy in our area.  Today I want to share a great resource: the KCM blog.  In my opinion, their blog post today reaffirms that now is a great time to buy a home!Continue reading “Home Ownership….It’s still an American Dream”

Do’s and Don’ts of Septic System Care

I recently wrote about Understanding Title V in my blog.  Today, let’s talk about caring for your septic system.  Septic systems must be maintained regularly to stay working.  Any type of neglect or abuse can cause harm to you and others as well as to the environment.  Here are some simple maintenance guidelines to follow.Continue reading “Do’s and Don’ts of Septic System Care”

6 Mistakes Sellers Should Avoid

Spring is here!!  It’s a perfect time to make your move to downsize or upgrade.  If you’re considering selling your home, now is a great time to get your home on the market.  And with so many homes on the market for sale, the seller needs to make their home stand out above the rest.Continue reading “6 Mistakes Sellers Should Avoid”

10 Things to Remove Before Listing Your Home

Your home is your castle.  The furnishings, accessories, family photos, even the colors of your walls are all reflections of YOU!  When you decide to sell your home, you must take a step back and evaluate what your home will look like to potential buyers.  Most buyers can not see past the red walls, greenContinue reading “10 Things to Remove Before Listing Your Home”

Septic Systems: Understanding Title V

If you are not from New England, where it all began…you may not be familiar with Title V Regulation, Septic Tanks, Tight Tanks, Leaching Fields and so on.  ‘Homes that are not connected to a sewer system use septic systems or cesspools, both of which are regulated by the state Department of Environmental Protection (DEP) andContinue reading “Septic Systems: Understanding Title V”

15 Interior Painting Tips and Techniques

It’s the spring market season.  A great time to spruce up your house before putting it on the market.  A fresh coat of paint is inexpensive and can transform a room from so-so to WOW!  I’ve painted many rooms and houses over the years; Here are a few tips that I have learned to helpContinue reading “15 Interior Painting Tips and Techniques”

What is Earnest Money?

Earnest money is a money deposit made by a buyer to a seller as a sign of good faith that you are seriously interested in buying a home.  This earnest money is credited to the down payment at closing.  It is held in a non-interest bearing trust account until the time of closing. Typically, theContinue reading “What is Earnest Money?”

The Do’s: Home Buying Process Made Easier

Last month I talked about The Don’ts: Home buying deal killers, the things that can negatively affect your mortgage approval process.  There was a very extensive list of don’ts but as you can see from a quick glance below….The Do’s list is quite a bit smaller.  Although this list is smaller, the following are essentialContinue reading “The Do’s: Home Buying Process Made Easier”

FHA to Increase Fees Once Again…

Effective April 1st…funny April Fool’s joke….NOT!  FHA announced this past Monday that the cost of government-insured mortgages will increase slightly for some new homebuyers.  The rise in up-front fees on mortgages was deemed necessary to build up dwindling capital. FHA is increasing what is known as the Upfront Mortgage Insurance Premium “Upfront MIP” from 1.00%Continue reading “FHA to Increase Fees Once Again…”

Mortgage Rates Go Up?

So, you’ve probably heard in the news….rates are at historic lows and that the government extended the payroll tax cut.  Do you have idea how they relate to each other and how they ultimately affect you?  Check out the KCM Blog below to find out the details. The KCM Blog: Two Things You May HaveContinue reading “Mortgage Rates Go Up?”