Is your mortgage rate over 4.00%?

It's not just about interest rate anymore, it's about cashflow!  Creating wealth by increasing your monthly cash-flow.  Reasons to Refinance: If you can answer yes to any of these questions, then Refinancing might be right for you. Paying PMI (private mortgage insurance) Have an Adjustable Rate Mortgage Credit Card Balances over $10,000 Need cash for renovations …

Can I give you a Piggy Back?

Whether you call them Piggy Back Loans, Blended Mortgages, A first and second, 80-10-10, these loans are extremely helpful in avoiding Private Mortgage Insurance (PMI). When you have less than 20% to put down on a home, you are charged Private Mortgage Insurance, this added cost is based on the actual down payment as well …