Appraisals

An appraisal is a detailed valuation of your home comparing it to other similar homes in your neighborhood in order to find the true value in dollars of your home.  A property owner may have an appraisal made of a specific property to: determine a reasonable offering price in a sale determine the value atContinue reading “Appraisals”

Mortgage Rates: Can They Go Down Even More?

Good Morning!  It’s the start of another great week in the lending world.  Check out what is going on in the market this week! This Week in Mortgage Rates; The Treasury will auction $99 Billion of notes beginning Tuesday through Thursday. The 10 year note yield fell to 1.70% last week, a key resistance levelContinue reading “Mortgage Rates: Can They Go Down Even More?”

Mortgage Rates still Trending Down

Short Sale vs. Foreclosure

The KCM blog publishes news and information daily about the real estate market.  It’s a great source of what is the hot topic at the moment.  In their blog today, they talk about the Short Sale versus Foreclosure.  The information gives the consumer a better idea of what each of these processes entails. KCM Blog: Continue reading “Short Sale vs. Foreclosure”

Truth in Lending

The History:  The Consumer Credit Protection Act, more commonly known as the Truth-in-Lending Act, went into effect in 1968. The law is intended to protect borrowers from predatory lending by requiring lenders to fully disclose all costs associated with securing a mortgage loan. Prior to the implementation of the act, borrowers routinely were paying considerablyContinue reading “Truth in Lending”

Featured Open House Recipe

Occasionally I am asked by a realtor to sponsor a luncheon for their open house.  I have found that by making something special for the luncheon, the realtors slow down and take a moment to truly enjoy the lunch which tends to promote more conversation about the home they are viewing.  I greatly enjoy theseContinue reading “Featured Open House Recipe”

Home Ownership….It’s still an American Dream

Every so often I come across information from other sources that I feel is relevant to what is going on in the economy in our area.  Today I want to share a great resource: the KCM blog.  In my opinion, their blog post today reaffirms that now is a great time to buy a home!Continue reading “Home Ownership….It’s still an American Dream”

Do’s and Don’ts of Septic System Care

I recently wrote about Understanding Title V in my blog.  Today, let’s talk about caring for your septic system.  Septic systems must be maintained regularly to stay working.  Any type of neglect or abuse can cause harm to you and others as well as to the environment.  Here are some simple maintenance guidelines to follow.Continue reading “Do’s and Don’ts of Septic System Care”

6 Mistakes Sellers Should Avoid

Spring is here!!  It’s a perfect time to make your move to downsize or upgrade.  If you’re considering selling your home, now is a great time to get your home on the market.  And with so many homes on the market for sale, the seller needs to make their home stand out above the rest.Continue reading “6 Mistakes Sellers Should Avoid”

10 Things to Remove Before Listing Your Home

Your home is your castle.  The furnishings, accessories, family photos, even the colors of your walls are all reflections of YOU!  When you decide to sell your home, you must take a step back and evaluate what your home will look like to potential buyers.  Most buyers can not see past the red walls, greenContinue reading “10 Things to Remove Before Listing Your Home”