Home Buying Checklist

Have you ever been out looking at houses to buy and found that after about the 5th or 6th house, they all start to blend together?  You can't remember the individual features of each house...what you liked and didn't like about each of them.  Looking at houses can be a fun but a daunting experience.  …

10 Tips for First Time Homebuyers

1.  Be picky, but don't be unrealistic.  Your first home may need a little work, some paint, carpet and perhaps some other updates.  Remember, this is your first home and the first step in investing in your future. Don't avoid a home because it has bright pink walls or ugly floors.  Do avoid a home …

National Open House Weekend April 20 and April 21, 2013

Did you know it is National Open House Weekend?  The National Association of Realtors is expecting to sell almost 10% of the current inventory. With lots of homes on the market and great low rates, this spring market is turning out to be fantastic!  This weekend real estate agents from around the area will be …

6 Things to Know About Credit Scores

By Jessica L. Anderson | Kiplinger – Thu, Jul 12, 2012 FICO isn’t the only number in town. The score that counts is the one your lender uses. 1. There is no single number. The compilers of the widely accepted FICO credit score allow lenders to customize their system, so different lenders produce different scores. Plus, each …

What is a Business Cycle?

The “Books” say an average business cycle is 44.4 months and we have lived through many of them. Some longer than that and some as short as a season in New England.  A business cycle is like the exhibit from our youth…“What makes an ocean wave, wave” at the New England Aquarium.  In the exhibit, …

Do I Really Need Title Insurance?

Title insurance is one of the important and least understood aspects of a real estate transaction. There are two types of title insurance; lenders’ coverage and owners’ coverage. Title insurance protects the lender and the owner against all types of title defects and also covers issues such as zoning, access, and protects the lender and …

My New Radio Gig

I've always wanted to be on the radio.  Host a show or be a DJ playing the hottest and best music!  Well, last month I got to be a guest speaker on a radio talk show called, The Friends of Kevin Radio Show.   The show airs on WSMN in Nashua on Mondays from 11am to …

Is the Economy Stalling again?

Bill's Bottom Line:  Now is a great time to consider refinancing your current mortgage to avail yourself with extra cash.  By having extra cash, the consumer will continue to spend money on other items thus helping the economy to recover. U.S. economy moving sideways again.  Momentum unlikely to pick up much in third quarter By …

SELLERS: 5 Musts for Generating Multiple Offers

Selling your home?  Interested in getting multiple offers on your home?  Check out this article from Trulia blogger Tara. As you might have heard by now, multiple offers are the new black. Well - kind of; if your own home is on the market or soon to be, it can seem like you break your …

FHA Streamline Refinance

Do you currently have an FHA mortgage?  And has it not made sense to refinance because of the High Mortgage Insurance Premiums?  Well, FHA just announced that it is going to reduce the Mortgage Insurance fees for current FHA mortgage holders.  But before you get excited, there are some rules to follow. You must have …